Insurance & Payment Information
At our clinic, we have chosen to operate as a private pay hearing care provider. This means we do not bill or participate with insurance plans.
Why? Simply put, most health insurance plans offer little to no coverage for hearing aids and related services. In fact, Medicare does not cover hearing aids at all, and many private insurance plans provide very limited benefits—often with restrictions that can impact your care options.
By moving away from insurance-based care, we are able to:
- Focus entirely on what’s best for you, not what an insurance plan dictates
- Offer transparent, straightforward pricing with no hidden fees
- Provide comprehensive care and follow-up services without limitations
- Recommend the best hearing solutions based on your needs—not insurance guidelines
Using Your Benefits
Even though we are private pay, you may still be able to use certain benefits:
- HSA (Health Savings Account) or FSA (Flexible Spending Account) funds can often be used for hearing care expenses
- If your plan offers out-of-network benefits, we can provide documentation for you to submit for possible reimbursement
Our Commitment to You
Our goal is to provide high-quality, personalized hearing care without the restrictions and frustrations that often come with insurance coverage. We believe this approach allows us to deliver better outcomes, more time with patients, and a higher level of service.
If you have questions about costs or payment options, we’re always happy to walk you through everything in a clear and simple way.
Use HSA or FSA Funds to Your Hearing Advantage
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA) through your employer, you can use these funds to make hearing care more affordable.
These accounts allow you to set aside money from your paycheck before taxes are taken out, which means you’re using tax-free dollars to pay for qualified medical expenses—including many hearing-related costs.
What can these funds be used for?
- Hearing aids
- Fittings and follow-up care
- Batteries and maintenance supplies
Why this matters:
While you’ll still pay out of pocket for hearing care, using HSA or FSA funds can lower your overall cost because the money isn’t taxed.
Planning ahead:
- FSA funds typically need to be used within the plan year (depending on your employer’s rules), so it’s helpful to plan your hearing care needs in advance
- HSA funds roll over year to year, making them a flexible long-term option
Pro tip:
If you’ve already used your FSA funds this year, consider your future hearing needs when enrolling in next year’s benefits. Setting aside funds in advance can make a big difference when it’s time to invest in better hearing.
Frequently Asked Questions
Will Medicare pay for my hearing care needs?
Original Medicare—specifically Medicare Part B—generally does not cover routine hearing care. This means that services related to hearing aids are paid out of pocket.
What Medicare does NOT cover:
- Routine hearing exams
- Hearing aid fittings and follow-up appointments
- Hearing aids themselves
These services are considered non-covered because they are classified as “routine” hearing care.